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Terms & Conditions

Last updated: January 1, 2026.

1. Acceptance of Terms

By accessing and using the website usefulstepsguide.com (hereinafter: "Site"), operated by Nekretnine Invest d.o.o., Ulica grada Vukovara 271, 10000 Zagreb, Croatia, OIB: 84726153902, you accept these Terms & Conditions in full. If you disagree with any part of these terms, please do not use this Site.

2. Description of Service

UsefulStepsGuide is an informational portal providing educational content about real estate crowdfunding in Croatia. The Site does not offer investment advice, does not mediate in financial transactions and does not act as a crowdfunding platform. All content is intended solely for informational purposes.

3. Intellectual Property

All content on the Site — including texts, graphics, logos, images and software — is the property of Nekretnine Invest d.o.o. or is used with permission. Copying, distribution, reproduction or any use of content without prior written consent is not permitted.

4. User Responsibilities

By using the Site, you agree to: use the Site exclusively for lawful purposes, not to send false or misleading data through the contact form, not to attempt unauthorized access to parts of the Site, and to respect intellectual property rights.

5. Disclaimer

Content on the Site is provided "as is" without any warranties — express or implied. Information about real estate crowdfunding is educational in nature and does not constitute investment advice. We recommend consulting a financial advisor before making investment decisions.

6. Limitation of Liability

Nekretnine Invest d.o.o. shall not be liable for any damage — direct, indirect, incidental or consequential — arising from the use or inability to use the Site. This limitation applies to the fullest extent permitted by applicable law.

7. Governing Law and Jurisdiction

These Terms & Conditions are interpreted and applied in accordance with the laws of the Republic of Croatia. For all disputes that may arise in connection with the use of the Site, the competent court in Zagreb shall have jurisdiction.

8. Changes to Terms

We reserve the right to amend these Terms & Conditions at any time. Changes take effect upon publication on this page. Continued use of the Site after publication of changes constitutes acceptance of the new terms.

9. Contact

For all questions regarding these Terms & Conditions, you can contact us at: info@usefulstepsguide.com or by mail to Nekretnine Invest d.o.o., Ulica grada Vukovara 271, 10000 Zagreb, Croatia.